Top 20 cheapest municipalities in Switzerland 2026
The 20 Swiss municipalities with the lowest tax multipliers, ranked using official ESTV data 2026. The table also shows indicative net salary at CHF 90'000 gross.
Reference: CHF 90 000 gross annual
We calculate net salary at a CHF 90 000 gross annual income for each municipality (single, no children, no pillar 3a). Social contributions (AHV/IV/EO, ALV, BVG) are uniform at the federal level. Differences between municipalities arise primarily from the cantonal tariff and the municipal multiplier.
| # | Municipality | Canton | Multiplier | Net at 90k |
|---|---|---|---|---|
| 1 | Cologny | GE | 25% | CHF 74'000 |
| 2 | Genthod | GE | 25% | CHF 74'000 |
| 3 | Vandœuvres | GE | 27% | CHF 73'750 |
| 4 | Collonge-Bellerive | GE | 28% | CHF 73'600 |
| 5 | Rongellen | GR | 30% | CHF 74'650 |
| 6 | Warth-Weiningen | TG | 30% | CHF 74'550 |
| 7 | Anières | GE | 31% | CHF 73'250 |
| 8 | Corsier | GE | 31% | CHF 73'250 |
| 9 | Chêne-Bougeries | GE | 32% | CHF 73'100 |
| 10 | Greng | FR | 32% | CHF 73'700 |
| 11 | Pregny-Chambésy | GE | 32% | CHF 73'100 |
| 12 | Céligny | GE | 33% | CHF 73'000 |
| 13 | Horn | TG | 34% | CHF 74'200 |
| 14 | Tägerwilen | TG | 36% | CHF 74'050 |
| 15 | Bottighofen | TG | 37% | CHF 73'950 |
| 16 | Münsterlingen | TG | 37% | CHF 73'950 |
| 17 | Plan-les-Ouates | GE | 37% | CHF 72'500 |
| 18 | Veyrier | GE | 37% | CHF 72'500 |
| 19 | Bettingen | BS | 37.5% | CHF 73'150 |
| 20 | Bellevue | GE | 39% | CHF 72'250 |
Top 10 per canton
Frequently asked questions
What does a low tax multiplier actually mean?
The multiplier multiplies the simple cantonal tax. A multiplier of 50 percent means the municipality levies only half of the simple cantonal tax as municipal tax.
Is this list current?
Yes. Multipliers reflect the 2026 state from official cantonal tax authority publications. Updated quarterly.
Will I actually save money by moving to a cheaper municipality?
Yes, but the multiplier is not everything. Rent, commute time, health insurance premiums and cost of living are often significantly higher in tax-haven municipalities. A direct comparison with the salary calculator per municipality shows the real difference.
Why are some central Swiss municipalities so cheap?
Cantons like Zug, Schwyz and Nidwalden have strategically set low rates to attract businesses and high-net-worth individuals. Tax competition between cantons is constitutionally guaranteed in Swiss federalism.