Lugano vs Schaffhausen: where do you pay less tax?
Direct comparison of tax burden and net salary between Lugano and Schaffhausen. ESTV 2026 data, indicative calculations for four salary brackets.
For a gross salary of CHF 90'000, Schaffhausen leaves you CHF 600 more net per year than Lugano.
Lugano: Tax multiplier 78%
Schaffhausen: Tax multiplier 83%
| Gross salary / year | Lugano Net | Schaffhausen Net | Difference |
|---|---|---|---|
| CHF 60'000 | CHF 46'950 | CHF 47'350 | CHF -400 |
| CHF 90'000 | CHF 69'300 | CHF 69'900 | CHF -600 |
| CHF 130'000 | CHF 97'850 | CHF 98'750 | CHF -900 |
| CHF 200'000 | CHF 145'300 | CHF 146'700 | CHF -1'400 |
Indicative values for single person, no children. AHV/ALV/BVG and federal income tax 2026 included.
Values shown are estimates for comparison purposes. Exact net salary (with pillar 3a, church tax, BVG-by-age, withholding tax) results from the gross-net calculator per municipality.