Lugano vs St. Gallen: where do you pay less tax?
Direct comparison of tax burden and net salary between Lugano and St. Gallen. ESTV 2026 data, indicative calculations for four salary brackets.
For a gross salary of CHF 90'000, Lugano leaves you CHF 3'450 more net per year than St. Gallen.
Lugano: Tax multiplier 78%
St. Gallen: Tax multiplier 138%
| Gross salary / year | Lugano Net | St. Gallen Net | Difference |
|---|---|---|---|
| CHF 60'000 | CHF 46'950 | CHF 44'650 | +CHF 2'300 |
| CHF 90'000 | CHF 69'300 | CHF 65'850 | +CHF 3'450 |
| CHF 130'000 | CHF 97'850 | CHF 92'850 | +CHF 5'000 |
| CHF 200'000 | CHF 145'300 | CHF 137'650 | +CHF 7'650 |
Indicative values for single person, no children. AHV/ALV/BVG and federal income tax 2026 included.
Values shown are estimates for comparison purposes. Exact net salary (with pillar 3a, church tax, BVG-by-age, withholding tax) results from the gross-net calculator per municipality.