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ESTV-verified 2026 2,122 municipalities Source: FTA/FSIOData as of: 4 May 2026

Lucerne vs Schaffhausen: where do you pay less tax?

Direct comparison of tax burden and net salary between Lucerne and Schaffhausen. ESTV 2026 data, indicative calculations for four salary brackets.

For a gross salary of CHF 90'000, Schaffhausen leaves you CHF 3'600 more net per year than Lucerne.

Lucerne: Tax multiplier 145%
Schaffhausen: Tax multiplier 83%
Gross salary / yearLucerne NetSchaffhausen NetDifference
CHF 60'000CHF 44'950CHF 47'350CHF -2'400
CHF 90'000CHF 66'300CHF 69'900CHF -3'600
CHF 130'000CHF 93'550CHF 98'750CHF -5'200
CHF 200'000CHF 138'700CHF 146'700CHF -8'000

Indicative values for single person, no children. AHV/ALV/BVG and federal income tax 2026 included.

Values shown are estimates for comparison purposes. Exact net salary (with pillar 3a, church tax, BVG-by-age, withholding tax) results from the gross-net calculator per municipality.

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